The Issue Of Student Debt - 1943 Words

1. Write a summary of your policy issue that includes the policy or policy issue. Interest rates are constantly on the rise along with the cost of tuition and the income levels of students are not increasing in order to make ends meet. Therefore, student debt is spreading rampantly across our nation and is becoming a tremendous issue. Student debt is a topic that is relevant in today’s society because it affects such a large portion of the population. Furthermore, it is affecting the country s economy in many ways. With the accumulation of debt, students are unable to afford to purchase a home, or at times, a brand new car because there is simply no way that they can afford such a large investment while they scramble to pay their loans.†¦show more content†¦2. How are stakeholders affected by this issue? In other words, what populations or other entities are affected by or contributing to this issue and how are they affected? How may this issue be affecting populations specific to Florida? As many would be led to believe, student debt affects the vast majority of young people in this country. According to Daniels, seventy percent of students who have recently graduated are now considered to be under the category of borrowers (2015). In relation to the population, that is a total of forty million people (Daniels, 2015). Unfortunately, many of these students are reaching the point of possibly defaulting on the loans they have accumulated (Daniels, 2015). Although students are now being educated about being very careful when taking out loans, many do not have a choice. Student debt seems like a nonstop revolving door for us young people. The sum of the student loan debt that the population of forty million Americans has is a total of $1.2 trillion in college debt (Student-loan debacle, 2014). In Florida, the issue of student debt primarily affects students; however, it also affects the state as a whole because it affects the economy and the housing market (Student-loan debacle, 2014). Additionally, adults over the age of forty are still paying off their student loans and trying to pay off mortgages at the same time (Munarriz, 2014). Furthermore,

The Effects Of Personality And Motivation On Sports...

In this report, I am going to talk about the effects of personality and motivation on sports performance and I will do this by looking at the different theories relating to sports performance and how sports athletes deal with the effects of personality and motivation in sports performances. What is personality and how does it affect sports performance? Personality is the sum of a person’s individual characteristics that make him/her unique. (Adams et al, 2010) A person’s personality determines how they react in certain situations, their general mood and the consistency of it and their emotions. Personality can affect many aspects of sport right from the selection process because as well as talent, coaches need performers to have good mentality to be able to reach their required potential. Performers need to be aware how personality characteristics can affect their performances, for example, mood, anxiety (negative emotional feelings, caused by a fear of a new situation or the fear of failing), arousal level (an increased state of readiness, having motivated behaviour) so that they can deal with them and minimise their impact on performance. Personality is stable and unique to every person. Personality affects how we respond to different situations. It involves our character, intellect, physique and temperament. Personality can be the link to improving sports performance (Hoddereducation.co.uk, 2015). Marten’s Schematic View The psychological core is what people oftenShow MoreRelatedThe Effect of Personality and Motivation on Sports Performance2783 Words   |  12 PagesFor this assignment I will explain the effect of personality and motivation on sports performance. Introduction Personality is the sum of a person’s individual characteristics that make him/her unique. (Adams et al, 2010) A person’s personality determines how they react in certain situations, their general mood and the consistency of it and their emotions. Personality can affect many aspects of sport right from the selection process because as well as raw talent, coaches need performers toRead MorePsychological Factor That Affect Sports Performance997 Words   |  4 Pagespsychological factor that can affect sports performance and is defined as the level of activation or readiness that an individual will experience when faced with a task (Malpeli 2010, pg. 369). Effective performance requires an athlete to achieve optimal arousal which can be recognised in certain arousal theories (Malpeli 2010, pg. 369). The level of arousal that is considered to be optimal varies among every individual (Abernethy 2013, pg. 304). High arousal can affect performance as it often leads to moreRead MoreChildhood Depression : A Serious Disease That Affects People Of All Genders And Ages1589 Words   |  7 PagesDepression is a serious disease that affects people of all genders and ages, but there are many ways to cope with depression. Evert and McGillivray (2014) studied the effects of cognitive behavioral therapy on the presence of depression symptoms, anxiety, and stress in males and females with autism. People with autism tend to experience greater levels of depression, anxiety, and stress than those without autism. Cognitive behavioral therapy includes several sessions addressing issues such as identifyingRead MoreMotivation in Sport1118 Words   |  5 PagesKnow the effects of motivation on sports performance â€Å"†¦ the internal state which tends to direct a person’s behaviour towards a goal.† - (Kent, 1994) â€Å"†¦motivation has been seen as having two aspects: it is what drives I’d to do things †¦and it makes us do particular things.† -(Woods, 1988) Motivation can influence decisions, learning and performance in sport. If a performer is not in a positive psychological state, mistakes will be made in the performance, and they will not perform atRead MorePersonality and Motivation Leaflet3258 Words   |  14 PagesPersonality – the sums of the characteristics that make a person unique– BTEC NATIONAL SPORT Personality – the sums of the characteristics that make a person unique– BTEC NATIONAL SPORT 1)Martens Schematic view. 2) The Psycho dynamic theory 3)Trait Theory 4) Situational approach 5) Interactional theory 1)Martens Schematic view. 2) The Psycho dynamic theory 3)Trait Theory 4) Situational approach 5) Interactional theory There are a number of theories and approaches that have beenRead MoreUnderstanding Personality1579 Words   |  7 Pagesunderstanding of personality in terms of Theories, structure and testing, looking at Trait, situation and interactional theories in particular. Every individual has a unique personality, which is known as their psychological makeup. This is known as the relatively stable, psychological structures that shape a person’s actions in a specific environment. (Gill, 1986) This essay will look at the established theoretical psychological understand of personalities. Where did sports psychology begin? Sport psychologyRead MoreMotivation and Personality2985 Words   |  12 PagesSports psychology Personality and Motivation. P1. Personality is the sum of those characteristics that make a person unique. Personality has been defined as an individuals characteristic patterns of thought, emotion, behaviour, together with the psychological mechanisms. Personality has many different characteristics that make an individual different to others these can be positive and negative for example being shy can be a negative effect on sport as you don’t give yourself enough motivationRead MoreAnalysis Of Marten s Schematic View Essay2402 Words   |  10 PagesAssignment 1 Marten’s schematic view This theory sees personality to be seen as having three different levels that linked to each other, these personality views are: †¢ Psychological core †¢ Typical responses †¢ Role-related behaviour Psychological core is what people frequently say is the real you and is the piece of you that contains your beliefs, values, attitudes and what you like ; all of these are relatively constant and stable. Common responses are the way that you react to the worldRead More Maslow Essay1164 Words   |  5 Pages Maslow’s Hierarchy of Needs amp; Myers-Briggs Type Indicator Introduction Like in sports, in business the performance of team is not just based on the individual talents. It is also, and maybe even more, based on the global efficiency of the team. To be efficient, a team leader needs to ensure that all the team players are pulling at the same rope, towards the same direction. That first step ensures that all the energy that is spent, is used in favor of the objective and not against it. A secondRead MoreThe Theory Of Motivation And Learning1099 Words   |  5 Pages Motivation and Learning Dillan Watts Chapman UniversityMotivation and Learning In 1874, Charles Darwin first stated human beings principal motives were based upon survival and reproduction. Emotions are often interrelated fluctuating human behavior, confirming motives are more than just biological responses (Yake and Patry, 2014). A broad way to classify motives is in two categories: deficiency and learned motives. Some psychologists distinguish this through motivated reasoning and rationality

Am I Bowered Free Essays

How Quickly did the Catchphrase Catch on? What we were particularly interested in was the speed with which the catchphrase caught on and for this we looked at the ‘Catchphrase’ sample of 200 participants. For the first 3 weeks people were seeing and hearing Bomb Chicks Way Way through paid for media but by week 4 they suddenly started using it themselves (Figure 5). 6 Figure 5: Week 4 the catchphrase took off The sample sizes were low so need to be treated with caution, but there was a clear shift in week 4. We will write a custom essay sample on Am I Bowered or any similar topic only for you Order Now Our tracking period only lasted 8 weeks in total, with two of those before the campaign started, so we were not able to see how usage developed, but at Being used? As well as using the catchphrase while seeing the ads on TV and Posters, we also saw it being used in social networks (although this was picked up under Online rather than Conversation) (Figure 6). Figure 6: In social networks Who was Using it? Perhaps not surprisingly usage of the catchphrase was most positive when the participant used it himself. They were clearly very funny! However, it was also positive when girls used it and we did see our participants receiving texts from girls hey liked. Not surprisingly, although we hadn’t thought about this until we saw the results of the study, hearing the catchphrase was least positive when another boy used it. When we looked at the comments this was often because little brothers would annoy their older siblings with it (Figure 7)! Figure 7: Positivist by different groups In this sense it could be said that girls were more influential than boys, because our male target audience felt more positive about their usage of the catchphrase than they did when other boys used it. But if some of the experiences were negative, how Eng would it take for the catchphrase to become annoying? What about Whereat? Each time we saw a new TV execution launched, the positivist of the texts increased indicating that the campaign needed new executions to keep it fresh (Figure 8). Figure 8: Positivist highest in first week of new execution When we looked at the Catchphrase stream and saw how negatively people were reacting to the catchphrase ‘Am I Powered’, used in the comedy series on TV by Catherine Tate, we could see that catchphrases could wear out relatively quickly (Figure 9). 8 Figure 9: Risk of whereat In fact, ‘Am I Powered’ got a bit of a boost when Tony Blair used it during Comic Relief, so this new context refreshed its perception slightly. The learning from ‘Am I Powered’ was that Bomb Chicks Way Way should be allowed to burn brightly for a few weeks or months, but certainly wasn’t a year long campaign. In hindsight, the switch from Bomb Chicks Way Way to the next Axe campaign was probably slightly too soon, as the brand didn’t fully capitalism on the early momentum we saw the catchphrase gathering. For instance, we saw in the main message that young guys were starting to play with the catchphrase and make it their own. If we had continued to monitor the campaign in real time we would have seen the moment when it started to wear out. However, with frequent refreshment of executions, it appeared from our study that it could go on a few months. Recommendations This new real-time research approach helped us to make some clear recommendations. Firstly, the combination of TV and Posters were working well as the Posters were reminding people of the TV ads and were prompting use of the catchphrase. Secondly, it was necessary to keep rolling out new creative executions to keep the campaign fresh. Thirdly, the campaign would wear out if kept going too long but could build momentum over a few months. Finally, the activation was working less strongly because it wasn’t linked to the Bomb Chicks Way Way campaign. As a result, online was under-utilized and represented an opportunity for rolling out to other countries. Following these results, Milliner asked us to conduct a thorough evaluation of competitive online touchiness to ensure best practice for future campaigns. Results The combination of a reluctance product and successful advertising campaign, featuring a catchphrase, ensured that Lynx/Axe was able to meet its objectives of sustaining a price increase while growing sales. How to cite Am I Bowered, Papers

Effectively Functioning in Multinational Setting - Free Samples

Question: Discuss about the Effectively Functioning in Multinational Setting. Answer: Introduction: For the purpose of effectively functioning in the multinational setting, MS Textiles Australia intends to establish its manufacturing plant in the Philippines. This could be a smart move on part of the business entity as it would help it to optimally utilize the market opportunity to sell its quality cotton fabric in the Asian market context. According to the International Business by Cavusgil and Knight, the businesses can have a sustainable existence in the dynamic setting by focusing on the cross-border business transactions that are influenced by the cross-cultural setting (Cavusgil et al., 2014). The marketing strategic model that would help MS Textiles to have a strong and steady existence in the new Asian market is the have connection with a local firm. As per the government, a foreign entity must have a local partner in the Philippines. It can act as an effective international marketing strategic model that would help the Australian-based firm to have a constructive manufacturing plant. The knowledge of the local partner could be utilized by the business to identify the main environmental factors that come into play in the Philippines and have an impact on the business entities that function in the market context (Export.gov, 2018). The marketing model would play a vital role to complement the current production facility of the business in Australia. The effectiveness of the new facility could be enhanced by using the local partners knowledge and expertise while supplying the products to customers around the world including Australia. Thus this international marketing model would help MS Textiles to expand its business operations at the global scale. References Cavusgil, S.T., Knight, G., Riesenberger, J.R., Rammal, H.G. and Rose, E.L., 2014. International business. Pearson Australia. Export.gov. 2018. Philippines - Market Entry Strategy | export.gov. Retrieved 19 April 2018, from https://www.export.gov/article?id=Philippines-Market-Entry-Strategy